Member
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Checking
baybank offers two checking account options to meet the varying needs of customers; HomeTown Checking, Investor's Choice Checking:
This checking account is designed for individuals who enjoy the convenience of modern checking and the opportunity to earn interest on their money.
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It's Free! ... No Monthly Service Fee |
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Pays Interest On Balances of $500 or More |
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Comprehensive Monthly Statement |
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Interest Compounds on a Monthly Basis |
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No Minimum Balance (minimum of $100 to open) |
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Unlimited Check Writing |
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The higher the tier, the higher the interest rate. Plus Investor's Choice checking has an array of added values and services.
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Minimum Average Balance of $2,500 * |
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Pays Interest Based on the Following Tiers: (call for current rates) **
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Up to $25,000 |
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$25,00 to $50,000 |
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$50,000 and over |
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First Order of Specialty Checks Free |
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Free Leather Checkbook Cover |
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Free baybank cashcard |
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Home Equity Annual Fee Waiver Coupon ($35.00 value) |
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A 1/4% rate Booster Coupon for A "New Money" CD |
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A 1/2% Rate Reduction Coupon for An Installment Loan |
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Free Safe Deposit Box Coupon ($17.00 value) |
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No Fee Overdraft Protection (w/ credit approval) |
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Free Traveler's Checks |
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Free DATA Transportation to and from baybank Locations |
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Free Notary Service |
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Comprehensive Monthly Statement |
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Interest Compounds on a Monthly Basis |
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Unlimited Check Writing |
* A monthly average balance below $2,500 is subject to a $10.00 per month service fee.
** Interest rates and yields may change weekly at bank's discretion. |
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Last modified Tuesday August 08 2006
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