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Checking Accounts

Baybank offers two checking account options to meet the varying needs of customers.

 

This checking account is designed for individuals who enjoy the convenience of modern checking and the opportunity to earn interest on their money. 

	It's Free! ...  No Monthly Service Fee
	Pays Interest On Balances of $500 or More
	Comprehensive Monthly Statement
	Interest Compounds on a Monthly Basis
	No Minimum Balance (minimum of $100 to open)
	Unlimited Check Writing

The higher the tier, the higher the interest rate.  Plus Investor's Choice checking has an array of added values and services. 

	Minimum Average Balance of $2,500 *
	Pays Interest Based on the Following Tiers:  (call for current rates)  ** Tier I Up to $25,000 Tier II $25,00 to $50,000 Tier III $50,000 and over
	Free Baybank cashcard w/approval
	Free Safe Deposit Box Coupon ($17.00 value)
	Overdraft Protection (w/ credit approval)

 

	Comprehensive Monthly Statement
	Interest Compounds on a Monthly Basis
	Unlimited Check Writing

*  A monthly average balance below $2,500 is subject to a $10.00 per month service fee. 

** Interest rates and yields may change weekly at bank's discretion.