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Home Mortgage Loans

Are you looking for a long term loan to purchase a home or condominium?  Would you like to refinance an existing home loan?

 

Baybank offers fixed and adjustable rate mortgages (ARM) for home purchases or refinancing, with convenient monthly payments.    

 

Trouble with a down payment? You may qualify for a "no down payment" mortgage loan or for the Home Ownership Program (HOP).  Baybank is an approved lender for MSHDA and the USDA Rural Housing Service Loan programs. Information regarding these programs is available by email or by calling a Baybank loan officer.

 

Need a hand with some home improvements?  You may be eligible to receive matching funds through the Neighborhood Impact Program (NIP).  Contact a Baybank lender for details.

 

Complete Hometown Home Mortgage application kits are available at all four Baybank locations.  Please talk with a Baybank loan officer about your home mortgage options and related costs.  A PDF version of a personal  mortgage application can be printed out and mailed back to us. 

 

Note:  Interest paid on these loans may be tax deductible.  Consult your accountant or tax preparation expert to be sure.