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SECURITY ALERT: PLEASE USE EXTREME CAUTION
NEVER give your Baybank Cashcard Account Number in response to an email request. No legitimate business will ever ask you to verify your credit card information or your PIN. Baybank WILL NOT email for you to verify any account information or OnLine Bank Records. PLEASE do not respond to any of these emails. Your Friends at Baybank

We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula.

Our fundamental purpose is to meet the financial needs of the people in Delta County, protect and increase the value of our shareholders investments, and serve Delta County in financial and non-financial ways.

Please use the navigator bar Above to review our banking services.  

A PDF version of a personal  mortgage application can be printed out and mailed back to us. 

If you have any questions about our banking products and services, please contact us at
messageto@baybank.us,  give us a call at 906-428-4040 or visit our locations.

Don St. Germaine - President


Last modified Tuesday August 08 2006