We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula.

Our fundamental purpose is to meet the financial needs of the people in Delta County, protect and increase the value of our shareholders investments, and serve Delta County in financial and non-financial ways.

baybank Announcements

Happy Independence Day!  The bank will be closed on Saturday, July 4th for this legal holiday.

DA' UP RIDE FOR THE RED is a major fundraiser for the Central U.P. Chapter American Red Cross.  This year it is being held in Gladstone on July 17th and 18th.

FRIDAY JULY 17TH - STREET DANCE on the 900 Block of Downtown Gladstone from 7 pm until 10 pm featuring Driver.  Vendors open at 5 pm.

SATURDAY JULY 18TH Pancake breakfast at the Gladstone Sports Park 7 8:30 am.  Parade 9 am starts at Sports Park through downtown Gladstone. 9:30 - 6 pm Motorcycle Scenic Poker Ride. 5:30 pm Outdoor family style Pig Roast at the Sports Park.  7:30 - 10:30 pm live music by Manic

Baybank is an approved lender by the Small Business Association (SBA)

Open a Health Savings Account (HSA) to save for future medical expenses and ask your tax advisor how you can take advantage of triple tax savings!

Baybank has collectible coins for sale our Escanaba, Gladstone and Rapid River branches! They’re fun to collect and make wonderful gifts for all occasions.

• If you experiencing difficulty being directed to BayNet from our Home Page hold down the "Ctrl" key on the bottom left of your keyboard while clicking "OK" in the gray redirect message box.
• Baybank  WILL NOT email you to verify any account information or OnLine Bank Records. PLEASE do not respond to any of these emails.
• NEVER email your personal or financial information to anyone.
• NEVER give your Baybank Cashcard Account Number in response to an email request.  No legitimate business will ever ask you to verify your credit card information or your PIN.